What if the life you actually want is just one decision away—and that decision starts with your very next dollar?
Picture this: You’re standing at the grocery store checkout, heart racing, silently praying your card doesn’t get declined. You’re making decent money, but somehow there’s never enough. The anxiety follows you everywhere—to restaurants where you calculate tips three times, to your mailbox where bills wait like little landmines, and to bed where money worries keep you awake at 3 AM.
That was Rowena E. Ashford’s reality. Drowning in debt. Zero savings. One unexpected expense away from disaster.
Then everything changed—not because she won the lottery or landed a six-figure job, but because she discovered the secret the finance gurus don’t want you to know: Building wealth isn’t about making perfect decisions. It’s about making your next dollar work smarter than your last one.
Your Next Dollar is the brutally honest, refreshingly practical guide that feels like getting life-changing advice from your smartest, most successful friend over coffee. No shame. No judgment. Just real talk about money from someone who’s been broke, scared, and desperate—and figured out the exact system to escape it.
Inside, you’ll discover:
• The “grocery store moment” that changes everything
• The budget hack that feels like giving yourself a raise—without the deprivation
• Why your first $1,000 is more powerful than your first $100,000
• The debt payoff method that actually works
• How compound interest becomes your money employee working 24/7
• The automation strategy that removes willpower from the equation
Ashford doesn’t lecture from an ivory tower. She shares the $500 watch she sold at a loss, the medical bill that nearly derailed everything, and the temptation of lifestyle inflation when she finally got a raise.
Whether you’re $50,000 in debt or just tired of living paycheck to paycheck—this book meets you exactly where you are and shows you the way forward.
Your next dollar is waiting. This book tells you exactly what to do with it.
