The issue of pension financing is evolving everywhere, becoming more of a corporate or individual matter rather than a state one. Demographic changes are making sharing mechanisms hard to control, and social deficits often lead governments to pull back from their obligations. This raises many questions for the individual:
Despite the burden for securing one's retirement increasingly placed on individuals, many are often badly prepared to tackle this very long savings process, which is often complicated by the specific characteristics of a pension plan.
This publication, intended for investment professionals, customer advisors, and individuals interested in personal finance and asset management, looks at some of the fundamental elements of investment strategies and techniques for retirement.
Contents:Preface, Andrew TunningleyIntroductionRetirement Issues Across the GlobeStrategic Asset Allocation and Portfolio ConstructionTactical Asset AllocationEquity InvestmentThe Time Value of MoneyBond InvestmentRisk Management StrategiesReal Estate InvestmentThe Specific Case for InflationLife AnnuitiesThe Accumulation PhaseLifecycle InvestingPost Retirement StrategiesFinancial Planning Before RetirementGlobal Retirement StrategyBibliographyIndex
Readership: Investment professionals, customer advisors, and well-informed individuals or students interested in personal finance and investing techniques for retirement planning.Retirement Investment Strategies;Pension Financing;Retirement Planning;Personal Finance;Retirement Savings;Asset Management00