Millions of individuals find themselves struggling to manage their personal finances. The debt of individuals from credit cards, student loans, car payments, and other indebtedness is in the trillions of dollars. Due to the lack of basic personal finance management skills many individuals feel trapped in a revolving door of living paycheck to paycheck and never overcoming debt. This book simply and completely walks the reader through proven personal financial management principles by using clear and precise examples that enable the reader to become more proficient at managing their financial position.