How to Survive and Prosper After a Financial Misfortune

The U.S. economy may be on the verge of a slight recovery after the worst recession since the Great Depression, but citizens are still facing a number of financial burdens. Nearly 1.5 million Americans filed for Chapter 7 or Chapter 13 bankruptcy in 2009 — a 32 percent increase from 2008. MSN Money reported that in 2010, more Americans filed for bankruptcy than for divorce, and more Americans will sink further into debt than have a heart attack, be diagnosed with cancer, or graduate college. These financial misfortunes can take a toll, but you do not have to let them ruin your life.

How to Survive and Prosper After a Financial Misfortune will help you make the financial and personal decisions necessary to rebuild your life and come out on the other side. You will learn how to start rebuilding your credit immediately, how to shuck the social stigma associated with filing for bankruptcy, and what your rights are coming out of a repossession or eviction. You will learn the housing options available after you file for foreclosure and how to negotiate with the bank to make the process less damaging. You will learn the different ways you can overcome the black marks on your record, find a new home, and acquire hard-to-find financial assistance. This book also contains advice from experts in debt management and bankruptcy law to provide a comprehensive perspective of financial hardships. Most of all you will learn how to thrive and prosper in your new life.

Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president’s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

This Atlantic Publishing eBook was professionally written, edited, fact checked, proofed and designed. You receive exactly the same content as the print version of this book. Over the years our books have won dozens of book awards for content, cover design and interior design including the prestigious Benjamin Franklin award for excellence in publishing. We are proud of the high quality of our books and hope you will enjoy this eBook version.