Lady Katharine Shaw inherits her father's estate — only to find it ruinously in debt to none other than the Earl of Westmount. A well-known rake and womanizer, Lord David, Earl of Westmount had been refused Katharine's hand years before.
So when she comes to him to find some way to repay the crushing loans her father took out and to save her family estates, the earl generously offers to cancel the debt — if she will live with him and play his bedroom games.
Despite the scandal, this innocent, prim, Regency miss accepts the offer, leaving herself unprotected against his roguish charms.