You’re one step closer to repairing your credit. Before you begin, you should know some basic facts and information regarding what a credit report is, the bureaus, and who reports to them, and why it is important to maintain a high credit score. Knowing what a credit score contains and what is found inside the credit report can make you a smarter and wiser consumer. It can also help you make better financial decisions. Your credit score can determine where you live, where you work, your insurance premiums, loans, credit cards mortgages, and bank accounts. This three digit number literally can change your life depending on how high or low it is. Learn how to really repair your credit and live the life you always dreamed you could.