David Schwartz is the Chief Technology Officer at Ripple, the company behind the cryptocurrency XRP. What is it like to start, build and build out a crypto startup? Is it different than the web and internet startups that we’ve covered on this show for years? What is Ripple? How is it unique in the crypto ecosystem? What is it trying to do for the world? All of this… and yes, why is crypto so tribal… and yes… where is the crypto space even at in this moment in time (December 9th, 2019, btw, for posterity).